Whether you're purchasing at auction, refinancing, refurbishing or expanding your property portfolio, Forte Bridging Finance provides specialist short-term lending solutions designed around your transaction.
Every project is different. We take the time to understand your goals and structure funding that works for you — with fast decisions and funds released in days, for property professionals across the UK.
Property Investors
Whether it's your first investment property or your fiftieth, we help you move quickly to secure the right opportunity.
Landlords
Refinance, raise capital, or fund improvements across your rental properties without disrupting your tenants or long-term plans.
Portfolio Owners
Structured funding for investors managing multiple properties, tailored to the way your portfolio actually works.
Limited Companies
Bridging finance structured for SPVs and trading companies, with terms that reflect how your business operates.
Commercial Investors
Funding for the purchase, refinance or repositioning of offices, retail units and other commercial assets.
Semi-Commercial Purchasers
Specialist finance for mixed-use properties that combine residential and commercial space under one roof.
Auction Buyers
Fast finance to meet tight auction deadlines, so you never lose a purchase to slow funding.
Property Developers
Funding for ground-up developments and major refurbishment projects, from initial build through to final sale.
Complete transactions in days rather than waiting months.
Meet strict auction deadlines with specialist finance, including higher leverage options where appropriate.
Finance both the purchase and the refurbishment, with flexible structures tailored to the scope of your project.
Unlock equity from existing properties to seize your next investment opportunity.
Short-term finance for purchases, refinancing and capital raising.
Fast finance designed specifically for auction purchases.
Funding for offices, retail units, industrial premises and commercial investments.
Finance for mixed residential and commercial properties.
Funding for ground-up developments and major construction projects.
Move from higher-cost development funding onto lower-cost exit finance while units are sold.
Complete the form below and one of our specialists will be in touch.
Investment Property
Completed in 7 days
Limited Company
Completed in 10 days
Residential
Completed in 12 days
Stage Drawdowns
Works funded in tranches
Straight answers to the questions we're asked most before a deal is agreed.
Bridging finance is a short-term loan secured against property, used to "bridge" a gap in funding — for example while you wait for a sale to complete, finish a refurbishment, or need to move fast at auction. Terms are typically 1–24 months.
Straightforward cases can complete in as little as 5–7 working days from instruction, depending on how quickly valuation and legal work can be carried out. Auction purchases are prioritised to meet exchange and completion deadlines.
We specialise in unregulated bridging finance, typically used for investment, commercial and business purposes rather than a borrower's own residence. Where a loan may fall under FCA regulation, we'll always make this clear before proceeding.
Common uses include auction purchases, refurbishment and light development, releasing equity from an existing property, breaking a chain, and funding onward purchases ahead of a sale completing.
We charge one transparent application fee of £495. Lenders may separately charge arrangement fees, valuation fees and legal costs, all of which are set out clearly in your Agreement in Principle before you commit to anything.
Loan-to-value typically goes up to 75% of purchase price, with up to 100% of refurbishment costs available on suitable projects via staged drawdowns. The right amount depends on the property, exit strategy and lender criteria.